Twelve easy steps to financial freedom This straightforward guide gives inexperienced investors all the knowledge they need to invest in moneymaking commercial real estate. Simple and straight-to-the-point, it presents 12 easy-to-follow steps that anyone can use to build a life of financial independence. From financing and due diligence to making contacts and sealing the deal, readers will find proven advice on every aspect of commercial real estate, including tips on building equity, taking advantage of capital gains, and hedging against inflation. Full of real-world examples, insider tips, and tried-and-true advice based on the authors 40-year career in real estate, this handy, comprehensive guide lets first-time investors get started at their own pace. Jack Cummings (Fort Lauderdale, FL) is a partner in Cummings Realty, Inc., a consulting firm specializing in hotel, timeshare, and large project marketing on an international scale. He is a widely published author on the topic of real estate investing, financing, and marketing.